What the 2025 Election Means for the Canadian Real Estate Market

Title: What the 2025 Election Means for the Canadian Real Estate Market
Meta Description: Curious how the 2025 federal election will impact home prices, interest rates, and affordability in Canada? Here's what buyers, sellers, and investors need to know about the post-election real estate market.

What the 2025 Federal Election Means for Real Estate in Canada

Now that the 2025 Canadian federal election is behind us, homeowners, buyers, and investors are asking the big question: How will the new government impact the Canadian real estate market?

From housing affordability to interest rate outlooks, this blog breaks down how the post-election landscape could shape real estate trends across the Greater Toronto Area (GTA) and beyond.

?? Real Estate Was a Major Election Issue in 2025

Housing affordability, rising rents, and lack of supply were central to this year’s election. With home prices remaining high and mortgage rates still a top concern, Canadians voted with real estate top of mind.

Here are three major real estate promises made during the campaign and what they could mean for buyers and sellers in 2025 and beyond:

1. More Affordable Housing Supply in Canada

The elected government promised to build more homes faster, including:

• Incentives for builders of purpose-built rentals

• Fast-tracked zoning approvals for multi-unit housing

• Support for municipalities to speed up new housing developments

What this means for GTA real estate:

• Buyers could see more listings in 2025–2026, especially in high-growth areas like Vaughan, Mississauga, and Durham.

• Sellers may face more competition later in the year but will benefit from continued strong demand.

• Investors may see new opportunities in purpose-built rentals and rezoned land.

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2. Support for First-Time Home Buyers in Canada

The government has committed to:

• Expanding the First Home Savings Account (FHSA)

• Offering down payment assistance for qualified buyers

• Introducing new tax credits and grants for first-time homebuyers

What this means for first-time buyers:

• New programs could increase your purchasing power, especially if you’re buying a condo or townhouse in the GTA.

• Timing is key—many of these incentives will roll out gradually in 2025–2026.

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3. Post-Election Interest Rate Outlook

While the Bank of Canada sets interest rates independently, the new government’s spending and inflation strategies could influence future rate decisions. A strong focus on economic stability and inflation control could help keep mortgage rates steady—or even bring them down.

What this means for mortgage borrowers:

• Lower interest rates may return in late 2025 or 2026, easing monthly mortgage payments.

• Now is a smart time to explore pre-approvals and mortgage strategy with a trusted advisor.

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?? What Buyers, Sellers & Investors Should Do Next

Whether you’re in Toronto, Vaughan, Richmond Hill, or anywhere in the GTA, the post-election environment presents new opportunities—and new risks.

?? For Buyers:

• Watch for new first-time buyer incentives and use them strategically.

• Be ready to act as more inventory enters the market later this year.

?? For Sellers:

• Early 2025 may be the best time to list, before new housing supply increases competition.

• A strong listing strategy (pricing, staging, marketing) is critical to stand out.

?? For Investors:

• Evaluate how proposed tax changes, such as new rules on short-term rentals or vacant homes, may affect your portfolio.

• Look for new development zones or transit-oriented projects.

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?? Local Focus: Vaughan, Toronto & GTA Real Estate Outlook After the 2025 Election

In Ontario’s hottest markets like Vaughan, Toronto, and Markham, tight inventory and high demand continue to define the landscape. However, as the new federal policies begin to roll out, the pace of change will accelerate.

Expect to see:

• More mid-rise and condo developments near transit hubs

• A push for densification in suburban areas

• Increased government investment in housing-related infrastructure

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?? Final Thoughts: Stay Ahead in a Changing Market

Elections come and go—but your real estate decisions have lasting impact. Whether you’re buying, selling, or investing, the months following an election are crucial for positioning yourself wisely.

?? Thinking of making a move in 2025?
Let’s discuss your goals and how the new policies may help (or hinder) your strategy.

Contact The Piscopo Group Today
?? Phone: 647-627-6951
?? Email:Ethan@thepiscopogroup.ca
?? Website: Thepiscopogroup.ca
?? Serving Vaughan, Toronto & the Greater Toronto Area

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